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2210 N. 9th Avenue, Suite 3, Pensacola, FL 32503Monday – Wednesday: 8 a.m. – 5 p.m. · Thursday: 8 a.m. – 2 p.m. · Friday – Sunday: ClosedMonday – Wednesday: 8 a.m. – 5 p.m.Haruko Okada, Dentist license (DDS) · FL License no. 000000(850) 555-0105

How fees work

Here is how paying works at this office, in the order most patients ask.

  • Insurance we work with

    We are out of network with every plan, so we don't file claims for you. We don't take DHMO plans, and we are not enrolled with Medicaid or CHIP. If your plan reimburses out-of-network care, the receipt we give you is what you send it.

    • Out of network with every plan

    • Not enrolled with Medicaid or CHIP

    • Receipt for your own claim

  • If you pay yourself

    Most patients pay at the visit. You hear the fee before we begin, in writing. Financing is offered by third-party lenders. Approval and terms are set by the lender.

    • Pay at the visit

    • Third-party financing, set by the lender

  • Receipts for reimbursement

    After each visit you get an itemized receipt with the procedure codes. Whether your plan pays, and how much, is the plan's decision.

    • Itemized, every visit

    • Procedure codes included

  • An estimate in advance

    You can ask for a written estimate before any treatment. If you're paying without insurance, we give you a written estimate in advance, when you book or whenever you ask. It lists each step we expect and its fee.

    • Written, before treatment

    • Each step and its fee

    • Take it home before you decide

  • Checking your benefits

    Before your first visit, call your plan and ask whether it reimburses out-of-network exams and night guards. Catherine can tell you which codes to ask about. We don't check coverage for you.

    • Ask your plan first

    • Catherine can name the codes

  • What the first visit includes

    About an hour with Dr. Okada: an exam of your teeth, gums and bite, how your jaw moves, and X-rays only if she needs them. You leave knowing what she sees and what a guard would cost, in writing.

    • About an hour

    • Exam, bite and jaw check

    • A written estimate if a guard fits

Ask before you come

Questions about a fee are welcome. Catherine can tell you what to expect over the phone.